Student Private Student Loans

Available now! Cash for college.
Get money for college. Undergraduates and graduates both may borrow annually up to the full cost of expenses (less financial aid received) or $40,000 (whichever is the lesser), with a Student Private Loan for undergraduate and graduate students.
 

Get it when you want it.
Apply for a Student Private Loan at the beginning of the school year, in the middle of the term or near the end. It’s up to you. There are no application deadlines and you can apply online and get pre-approved in minutes.

Why choose a Student Private Loan?
Simple. At Student, we give you more.

• Fast, easy application with preliminary approval in as little as 15 minutes
• Loan amounts up to the full cost of your education expenses
• No payments until after graduation or dropping below half time enrollment (for undergraduate and graduate borrowers)
• No application fees
• No application deadlines
• Funds sent directly to you, not to your school
• You may qualify with or without a cosigner
• Interest may be tax-deductible (check with your tax advisor)

What are you waiting for? Apply online now.

If federal aid doesn't cover the total cost of your education, you can still get the money you need. Private loans are unsecured, credit-based loans available to students for tuition and fees, room and board, supplies, computers and other every day education related expenses.

• Generous borrowing limits
• Deferred principal and interest while student is in school on most loans
• Easy application
• Preliminary approval in minutes in most cases
• Money-saving repayment options for undergraduates
• No application fee
• Students have the option to apply using a qualified co-applicant
• No application deadlines-apply any time
• Funds sent directly to the borrower
• Interest payments may be tax deductible consult your tax adviser

Student Private Consolidation Loans- Private Student Loan Consolidation

Now you can consolidate your private education loans or refinance your consolidated federal loans with the new Student Custom Consolidation Loan.

Student Loan Refinancing- Re-Consolidation

If you’ve already consolidated your federal education loans at a rate of 8.25% or higher, you may be able to refinance again to lower your payments even further. Or you can save hundreds of dollars by combining your federal consolidation loan and private education loans into a single, new loan with one monthly payment.

Private Student Loans

Save money and make repayment easier to manage by bundling all your private education loans into a single, new loan at record-low rates that can save you money and lower your monthly payments.

Undergraduate and graduate borrowers may borrow annually up to the lesser of the cost of attendance or $30,000 ($40,000 for certain schools where TERI has determined that the annual cost of attendance exceeds $30,000). Borrowers in Continuing Education and K-12 loan programs may borrow annually up to $30,000.

Student Private Loans are available for
Undergraduates
Graduates
K-12 Students
Continuing Education Students

Quick Links
Apply Online
Eligibility
Loan Amounts
Top Questions about Student Private Loans

Undergraduate Private Loan Application
Graduate Private Loan Application
Continuing Education Private Loan Application
K-12 Private Loan Application